I. Intellectual Property Rights
 

Elite Life Coaching Online and its owner, Susan Mutch, own all rights, titles, and interests in and to our website, products, and services, including all intellectual property rights. You may not copy, modify, distribute, sell, or create derivative works based on our content without our prior written consent.

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II. User Conduct
 

By using our website, products, or services, you agree to use them only for lawful purposes and in a manner that does not infringe on the rights of others. You may not use our services to transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.

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III. Limitation of Liability
 

In no event shall Elite Life Coaching Online or its owner, Susan Mutch, be liable for any damages, including but not limited to, direct or indirect damages, arising out of the use or inability to use our website, products, or services. We shall not be liable for any damages arising from any interruption, suspension, or termination of our services.

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IV. Disclaimer of Warranty
 

Elite Life Coaching Online and its owner, Susan Mutch, do not offer any warranties or guarantees regarding the effectiveness of our coaching services. Our services are for informational and educational purposes only. We do not promise that our services will result in any specific outcomes or results, and we do not offer refunds.

V. Privacy Policy
 

We are committed to protecting your privacy. Our privacy policy explains how we collect, use, and disclose information from our users. By using our services, you agree to the terms of our privacy policy.
 

VI. Termination
 

We may terminate or suspend your use of our website, products, or services at any time, without notice or liability, for any reason, including if you breach these terms of use.
 

VII. Governing Law
 

These terms of use shall be governed by and construed in accordance with the laws of the state of Massachusetts. Any legal action arising out of or relating to these terms of use shall be filed exclusively in the state or federal courts located in Massachusetts.

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VIII. Changes to Terms of Use
 

We reserve the right to modify these terms of use at any time without prior notice. Your continued use of our website, products, or services after any such modifications shall constitute your agreement to be bound by the modified terms of use.

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By using our website, products, or services, you agree to these terms of use. If you do not agree to these terms of use, you may not use our website, products, or services. If you have any questions about these terms of use, please contact us at Elitelifecoach@comcast.net.

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IX. Indemnification

Users of the Elite Life Coaching Online website agree to indemnify and hold harmless Elite Life Coaching Online, its owners, employees, and affiliates from any claim or demand, including reasonable attorneys' fees, arising out of their use of the website or its services, their violation of the terms of use, or their infringement of any intellectual property or other rights of any person or entity.

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X. Entire Agreement
 

These terms of use constitute the entire agreement between Elite Life Coaching Online and its users and supersede any prior agreements or understandings, whether written or oral, relating to the use of the website and its services.

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By using the Elite Life Coaching Online website and its services, users agree to be bound by these terms of use. If they do not agree to these terms, they should not use the website or its services.